Example of Business Conversation

Two Business executives discuss profit strategies

Andy    : Good morning Oggy.

Oggy    : Good morning Andy. What happen? Is there something wrong?

Andy    : Yes. Our revenues are down 20 percent this quarter. Do you have ideas how to

              bring them up ?

Oggy    : I think we need to promote more heavily. Our new X - 3PO is a great product.

              Once more people know about it, sales will soar. This will create demand for

              our other products.

Andy    : So, are you saying we should spend more money on advertising?

Oggy    : Not necessarily. But we should try different advertisements designed to get the

              X - 3PO in customers ' hands. Like 2- for-1 deals, and free downloads on the

              new X - 3POs.

Andy    : Ok. I think is a good idea. We talk later after I finished my work.

Oggy    : Ok. See you later.

Two friends talking about the current price of their stock portfolio.

Nia       : Hi Mavis. Why you look so confused?

Mavis   : Oh no, the stock market's down again today! Microfirm I bought last month for $

              20 a share. Today it's at $ 12.28. All my other stocks are down too, except for a

              couple. Maybe I should find another place to put my money.

Nia       : I know it's rough. My portfolio's decreased too. But you have to remember that

              the stock market is cyclical. There are always good times and bad times. The key

              is to be patient. You do not need your money right away, do you?

Mavis   : No, not immediately. But I will in about 10 years. I saw yesterday a bond mutual

              fund that's paying 5.2 percent, and my bank is offering a three - year Certificate

              of Deposit at 4.5 percent.

Nia       : Bonds and CDs have their place in a financial portfolio. But for long-term

              investing, there's nothing better than stocks. The stock market has averaged

              about a 10-percent annual return over its history. It's tough to get that kind of

              consistent profit anywhere else.

Mavis   : Uhm ok I agree with you. now I just to be patient.

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